I Buy Mortgage, Real Estate, Commercial, and Non Performing Notes

Private Note Investor Seeking Notes!!!
GET CASH TODAY!!!!!

What I Buy:

Contract for deeds, land contracts, Deed of trust, mortgage notes, and non-performing notes (on a case by case bases)
• First lien position notes secured by residential properties.
• First lien position notes secured by commercial properties.
• Purchases secured by Contract for Deed without conversion to Note & Mortgage/Deed of Trust
(Exception is Contracts for Deed in Texas – documents will need to be converted to Note & Deed
of Trust.)
• We offer both full and partial purchases.
• No maximum Note amount.
• Minimum property value is $50,000.
• Negative equity notes are considered for partial purchases.
• Interest only notes are considered for partial purchase of payments ONLY leading to a balloon. An
exception to this guideline is if borrower put down a payment of 50%+ of the sales price.
• Residential Properties (must have an occupied structure on-site) with acreage in excess of 10 acres
are considered on a case by case basis.
• Notes with delinquent property taxes are considered on a case-by-case basis.
• Notes, where the seller cannot provide proof of hazard insurance, are considered on a case-by-case
basis.
• Notes in all 50 states eligible for purchase.
• We purchase 3rd party serviced accounts.
Guidelines For Residential Properties:
For owner-occupied and non-owner occupied, including single family, duplex, condo, multi-family with 4 or fewer
units, and mobile home/land:
• Owner-occupied – a minimum seasoning of 3 months is needed. If less than 5% of cash was put down,
the note will need 12 months of seasoning.
• Non-owner occupied - a minimum seasoning of 12 months is needed for a full offer. Partial
purchases are considered on notes with less than 12 months seasoning on non-owner occupied.
• LLC, Trust or corporation as the borrower, with no personal guarantee, on both owner-occupied and
non-owner occupied properties, a minimum of 12 months seasoning is preferred.
• No minimum credit score. On offers where the borrower has sub-600 credit, seasoning of 12 months
is preferred.
• Mobile home/land as real estate needs a minimum of 25% down (or equity based on sales price),
and 12 months seasoning. No sub-600 credit on mobile/home land notes. Mobile home will need
to be permanently attached and taxed as real property or seller will need an original mobile home title
with seller reflected as the lienholder.
• Verifiable payment records for the last 12 payments will be requested. On notes where a borrower has sub 600 credit, verifiable payment records for the last 24 months may be requested.