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What is your money profile type?

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  • Question of

    If $20,000 came to me unexpectedly, my first impulse would be:

    • To spend it on things I really want, including gifts for others.
    • To put it in my savings account or pay off my mortgage.
    • To feel so overwhelmed that I’d put off making decisions about it for quite a while.
    • To invest it in order to make the biggest profits possible.
    • To give most of it away and use it to make the world a better place.
  • Question of

    When it comes to dealing with my money:

    The Advantage of Special Financing Offers How to Get the Best Deals - pennysaver
    • I prefer it not to be a priority, people are more important
    • I enjoy spending it on gifts for myself and others, and on whatever will give me immediate pleasure.
    • I like to strategize about how to make more and more of it.
    • I hold on to it and enjoy thinking about the security it provides.
    • I try not to think about it and hope it will take care of itself.
  • Question of

    When it comes to saving money

    • I know I should save, but I don’t
    • I really enjoy saving, I spend a lot of time thinking about it
    • I have too much debt to save money
    • I spend on things I only really need
    • Saving comes naturally, I save and invest each month
  • Question of

    When it comes to my credit card

    • I always pay my credit card on time
    • I always pay the full balance
    • I pay only the minimum statement amount
    • I forget to pay it and often get multiple notices
    • I don’t use a credit card and prefer to use debit
  • Question of

    When I want a certain item, but I don’t have the money to buy it right now, I

    • Will save a bit every month until I do.
    • I’ll buy it now and figure out how to pay for it later
    • I’ll charge it to my credit card
    • Most of the things I want I can afford to buy, If I do purchase something more expensive it makes me uncomfortable.
    • If it’s important enough, I’ll adjust my monthly budget to purchase it.
  • Question of

    I won a million dollars, what is next

    • I would immediately start thinking about how to invest it and grow the money
    • I would use the money to help others
    • I would immediately purchase everything I’ve ever wanted.
    • I would purchase a house and other secure assets
  • Question of

    When I’m feeling down

    • Spending money is the only thing that cheers me up
    • Think about plans to make more money
    • Coming up with ideas to save money and invest it makes me feel better
    • I will spend money on small items to make me feel better
  • Question of

    You just spend $400 on a new pair of boots, how do you feel?

    What type of spender are you - New boots
    • So stoked they look fabulous on me!
    • Content, they are good quality and will last for year
    • I saved up for these for months, so I’m pretty happy
    • A bit guilty, I needed them because my other boots were falling apart but I can’t afford them.
    • I would never buy a pair of boots when I can put that in my retirement savings
  • Question of

    What do you do after a long stressful week?

    • Finally buy the latest smart phone or big treat for myself
    • Put money into my vacation account
    • Check my investment portfolio
    • Walk around the mall and see what I can find
  • Question of

    What is your most treasured possession?

    • My home
    • My 401k
    • My car
    • The status purse I bought when I got a new job.
  • Question of

    No looking, what is in your wallet right now?

    What type of spender are you - Wallet
    • A gold credit card with lots of perks and an annual fee
    • 3 credit cards, 1 debit card
    • Debit card and a couple bills
    • No idea, anywhere from 2 to 200
  • Question of

    What pulls you into a store?

    • The latest shirt on display on the mannequin
    • The clearance sign
    • Catchy music
    • Nothing
  • Question of

    What kind of gifts do you give?

    What type of spender are you - Gifts
    • Extravagant gifts that will surely surprise
    • I like to make my own gifts
    • Whatever I find at the mall
    • Easy ones to save time
  • Question of

    The fridge is empty and it’s dinner time, you:

    What type of spender are you? Empty Fridge
    • Go to the supermarket with your grocery list
    • It’s half off at the pizza place so place an order
    • Order skip the dishes and pay extra tip
    • Call a friend and go out for dinner
    • You bank account is bone dry but you need to eat so charge food to the credit card

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